If you’re thinking about buying a house soon, the best place to start is with your budget. Don’t start stressing out. We have several great mortgage calculators available on our website that make it easy for you decide how much home is within your price range.

First determine if you should rent or buy?

Then you can calculate your monthly payments (including applicable finance charges, PMI, hazard insurance, and property taxes). You can determine how much you’re able to borrow from a lender as well as how much income you need to qualify.

If you’re having trouble deciding which loan is best for you, you can input your numbers to lock in the best offer, and you can consider bi-weekly payments, which could significantly decrease the time of mortgage payoff.

Are you considering a refinance? Or maybe you need a “peek into the future” that allows you to see the remaining balance of your mortgage after several payments.

Want to know more? Contact Michael Hawkins with Hawkins Mortgage Group at 972.369.6913 or email him at mhawkins@firstunitedbank.com.

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